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- Get to Know FRLS
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- Get to Know FRLS
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- Get to Know FRLS
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Consumer Law at FRLS
In today's world, knowing your consumer rights can protect more than just your bank account.
Civil legal services helps consumers assert their rights to fair and legal treatment in their financial affairs, safeguarding individuals and their families.
Get Free Legal Help with Consumer Law at FRLS!
We help everyday consumers achieve financial stability by providing services in bankruptcy, collection abuse, fraud, exploitation, violations of the Fair Debt Collections Practices Act, and
unlawful garnishment.
Filing for Bankruptcy
Many individuals struggle to afford the attorney fees required for Chapter 7 or Chapter 13 bankruptcy. FRLS offers resources and guidance to help individuals navigate the process, ensuring that those in financial need have access to legal assistance. Bankruptcy assistance at FRLS ensures low-income individuals achieve a fresh financial start.
This program evaluates an individual’s income, assets, and debts to determine eligibility for Chapter 7 or Chapter 13 bankruptcy. For those who qualify, FRLS provides assistance in:
Preparing the bankruptcy petition and
related documents.
Filing the petition with the bankruptcy court.
Attending the required meeting of creditors alongside the client.
Frequently Asked Questions
Last updated on June 17, 2026
What is Chapter 7 bankruptcy?
What is Chapter 13 bankruptcy?
What debts will not be discharged in a Chapter 13 bankruptcy?
What documents do I need to file for bankruptcy?
Is filing for bankruptcy the only way to stop debt collectors from harassing me?
Can a creditor take my home if I do not pay a debt?
Can I go to jail for not paying a debt?
Additional Resources
Last updated June 17, 2026
Simple Steps to Avoid Home Repair Fraud
1Get several estimates.
Try to get written bids or estimates from at least three different contractors. Make sure you check out the contractor before hiring by calling them and asking for references.
2Get the contractor's information.
Get their full name, address, and phone number. Check with the Better Business Bureau and courthouse for criminal history and civil cases against the contractor.
3Get a written contract.
Make sure the contract states the work that needs to be done and specifies a price. Don't sign anything you don't understand.
4Be in control of the money.
Don't pay for the entire job up front. Try to pay as little as possible up front. Don't make the final payment until you have inspected the work and are completely satisfied with the repairs.
News Releases & Client Stories
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The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only.
Sponsor Recognition Disclaimer
Florida Rural Legal Services, Inc. (FRLS) is a 501(c)(3) tax-exempt nonprofit organization. We gratefully acknowledge the generous support of our sponsors and partners. In accordance with IRS regulations and Florida Statute 496.411, all sponsor recognition provided by FRLS is value-neutral and non-promotional.
Sponsor acknowledgments may include the sponsor’s name, logo, website, contact information, and general location. FRLS does not promote, endorse, or advertise any sponsor’s services or products. No calls to action, qualitative claims, pricing information, or comparative language will be used in any recognition content. This ensures full compliance with charitable solicitation laws and helps protect the integrity of our mission. For questions regarding sponsorship or this policy, please contact the FRLS Marketing & Communications Department at Marketing@FRLS.org .
Service areas: Lee, Polk, Palm Beach, St. Lucie, Martin, Okeechobee, Indian River, Highlands, Hardee, Hendry, Charlotte, Desoto, and Glade Counties.
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