Understanding Wage Garnishment in Florida: Know Your Exemptions

· News Releases,Garnishment,Consumer Law,LSC,FFLA

If part of your paycheck is being withheld, your ability to pay rent and utilities may be at risk. Florida law provides strong wage protections — but you must assert them.

Creditors must follow strict legal procedures before garnishing wages.

Florida Wage Protections

Florida’s head-of-household exemption may protect wages if you support a dependent.

Certain income sources may be fully exempt.

Quick Takeaways

  • File a Claim of Exemption quickly
  • You may have only 20 days to respond
  • Court hearings determine validity
  • Some income cannot be garnished
Section image

Pro Se Garnishment Defense

Obtain a Claim of Exemption form from the Clerk of Court. File promptly and request a hearing.

About FRLS

FRLS assists qualified individuals in stopping unlawful wage garnishment and asserting income exemptions.

Call 1-888-582-3410 for free help if you qualify.