If part of your paycheck is being withheld, your ability to pay rent and utilities may be at risk. Florida law provides strong wage protections — but you must assert them.
Creditors must follow strict legal procedures before garnishing wages.
Florida Wage Protections
Florida’s head-of-household exemption may protect wages if you support a dependent.
Certain income sources may be fully exempt.
Quick Takeaways
- File a Claim of Exemption quickly
- You may have only 20 days to respond
- Court hearings determine validity
- Some income cannot be garnished

Pro Se Garnishment Defense
Obtain a Claim of Exemption form from the Clerk of Court. File promptly and request a hearing.
About FRLS
FRLS assists qualified individuals in stopping unlawful wage garnishment and asserting income exemptions.
Call 1-888-582-3410 for free help if you qualify.
